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Use the Internet for Your Club (1)

Most clubs, family groups, or neighborhood associations are held together by one loyal volunteer who does all the work. This limits the scope of the club to what one person is able to do in spare time. When that central person gets tired of it or moves away, things tend to fall apart. In the spirit of encouraging more volunteerism, this article suggests some ways the home computer can easily automate the normal drudgery of running a club. Having just performed this task for the local computer society, I can report it takes about two hours to put it together. If I did it three times, it would take forty-five minutes. A rank beginner, who doesn't even know what the words mean, might take all day to do it, but no more than that.

Most of the programs a club would need were first developed for people on the go, like a salesman who visits several cities, or a college student who commutes. It's an easy step to imagine different club members in different places instead of one person in several places. Electricity travels so fast that connecting computers together with the whole world's Internet can be thought of as essentially all one big computer. For practical purposes, it doesn't matter whether a piece of information is in two parts of one computer or in two different computers hooked together by the Internet. The whole process is so cheap it might just as well be free.

The new Macintosh Mac Mini is designed for people who already have a keyboard and monitor, such as existing PC users, who might want to switch.

Selection of Computer and Operating System. Over ninety percent of the world's home computers are based on the Windows operating system, but Windows is having a lot of trouble right now with viruses and spam. Right now is Apple's big chance, because the Apple OS X operating system, based on Unix, seems to be immune to viruses and spam. So, if you are buying a new computer, I suggest you look at Apple's headless version. That's a little six-inch box to which you attach the monitor, keyboard and printer that presumably you have left over from some Windows system. Times will change, but right now this five hundred dollar little headless job is worth the money. That's for the club secretary; all the club members can use any kind of machine they happen to have, for read-only use.

Router. If you have several computers on one telephone line, you need a router to send the right signals to each machine. Because the router changes the identification numbers every time it is restarted, it tends to foil the buccaneers out there who are trying to find your credit card. Therefore, it's not a bad idea to have a router attached, even if you only have it connected to a single computer. Security folks say it takes about fifteen minutes for some buccaneer to find a newly installed computer, and most banks get several hundred break-in attempts every hour. That's because everybody is getting automated these days, including criminals.

Choice of Browser. After you get set up and organized and all, you need to download the Fire fox browser, which right now is faster and more spam-proof than either Internet Explorer or Netscape. Go to some other browser and enter http://www.mozilla.org/products/firefox/ . There's no harm in having several browsers sitting on your computer, including Opera if you like, but right now Fire fox is the one to use. A browser, in case you care, is a program that takes a stream of Internet data and translates it into the image on your screen, sort of like translating Morse code into a telegram. Some browsers are lean, mean and fast, while others are loaded with a lot of bells and whistles that slow them down. If you can't see any difference by trying them, go with the one that gives you most spam protection.

You can have a personal calendar by clicking on http://calendar.yahoo.com

Yahoo Calendar. There are lots of computer calendars, but right now Yahoo offers one that is somewhat better for public use by clubs. For an illustration, take a look at the Philadelphia Orchestra calendar that can be located on Philadelphia Reflections in the lower left column, by first clicking the Philadelphia Calendars button, and then clicking the link to the Orchestra's schedule. Naturally, the Orchestra doesn't want people changing their public schedule, so the calendar is read only. You can create a calendar like this for your club or organization by going to www.calendar.yahoo.com and entering an identifier and password. You can only change the calendar if you have the password, so be careful who is allowed to have it. If you make a misjudgment about this, just abandon the calendar and start a new one. You can of course create a personal calendar for yourself; it would be nice to merge your calendar with organization calendars. Calendar-merge programs do exist, but presently are a little primitive. Even nicer would be the ability to drag and drop individual events from one calendar to the other, but that's mostly on the wish list.

Yahoo Address Book. There are zillions of address books, but Yahoo provides a public one, if you allow club members to know the password. On the one hand, it's a big convenience for the secretary to have everybody fill in his own data. It can take ten or fifteen minutes apiece to complete all that information. On the other hand, if just anybody can have all this data, you can expect to get lots of unwanted solicitations. Naturally, you want to keep intruders from altering the data, but whether or not you make your membership list public is your own decision. So, probably you want to transfer the data to a list that you keep private, using a system of letting people enter data, and then erasing it after it is transferred.

Listers. A very handy tool is to create a listers, which is a system of e-mail that is sent to everyone on the list, and everyone can chime in with comments. It makes for a lot of local excitement, and it keeps families together, including reunion classes from all the schools you went to, 'way back then. If the Rs and the Ds get to bashing each other on the Listserv, you will learn the value of designating some sober soul to be list master, given the power to exile people whose mouths get too noisy.

Minutes and History as Blogs. Most clubs keep minutes, and after a while they start to record their history. It's a lot of work, and often gets lost; furthermore, it's hard for anyone but the author to read. We suggest you create a blog, and hang it on the Internet.

While there are a dozen programs and systems for creating blogs (that's short for Web logs), Google has bought blogger.com from that company, and has pepped it up quite a lot. Like the rest of these ideas, this one is free, and there are several million of these in existence. Sometimes people write poetry in the form of blogs, and some other people put up some pretty raunchy pictures or commentary. Apparently Google doesn't care, so they shouldn't mind if you publish the minutes of the East Whip switch Cooking Society as blogs. It's very easy to do, and their canned templates produce some pretty elegant web sites in minutes. That's right, minutes in minutes.

Finances and Newsletters. Clubs typically collect dues or charge for luncheons, but financial stuff on the Internet is more complicated and must be dealt with in a later article. Similarly, you can publish a newsletter using RSS that is very spiffy indeed, but that's really hard to explain, and must be described in a separate article, too. Anyway, these preliminary items are enough to keep a new club busy for a few months.

Fast User Switching. Other operating systems will surely imitate it, but Apple is at present where you have to go to make a separate computer section for your club. Apple originally had the idea that several people would use the same machine, and want to keep their data secret from each other. So, they have a system in which you can click the upper right corner of the screen, and you can place yourself in a secret room with its own password. We suggest that it would be better to see this as a new desktop. All graphical interfaces of all computer operating systems use the metaphor of a desktop, which is what suggested to me that the club needs a desktop like my own. That is, it's littered with half-finished business of a dozen sorts, suddenly abandoned when the phone rings or a visitor arrives. You would like to be able to come back to your desktop and take up your work where you left off. For that, you probably need several desktops, and that's what fast user shifting provides you. Not vitally essential, but very convenient.

Favicons. Especially if you have fast user desktops specially designated by work topics instead of people, you can really use the favicon, or favorite icon, feature. A favicon is the little miniature do-hickey to the left of the webpage URL in the URL box. Maybe you never noticed it, but it's usually there. If you take your mouse and drag the favicon onto the desktop (you may have to shift something to create some blue sky desktop room) a new icon will appear on the desktop. Close up and click on that new icon, and you will open up a browser and go right to the page you were using when you created the icon. This is such a real neat feature that your desktop is apt to fill up quickly with a lot of web pages you happened to come across. It doesn't take long for the favicons to choke the desktop into uselessness, so this feature is at its best in a system where the topics of general utility to the user are sub-set by fast user switching.

Apache share of market

Apache has the largest share of the market and is available for most computers.

Your Own Website. Apache. Your club will soon get the idea that you need your own website, but in fact you already have several of them. Your calendar, address book, club minutes blog, club history blog already add up to four websites. To most people, having their own website means consolidating all this material into one elegant page, with photos and artwork. You can do that, but it's much harder, and you first need to see if you really have a need for that.

If you do, and particularly if your club runs a little on the snooty side and highly prizes its privacy, you might want to consider going all the way and becoming your own Internet provider. That brings us back to Apple, since the OS X system includes a free copy of Apache, the program for running your own site on your own computer. Now, that's really a big undertaking, far beyond the average club. So if privacy of that order is mandatory, you may have to hire someone to do it for you. But Apache sure makes it possible, if that's where you feel you want to go.

City Troop

On 23rd Street, just South of Market, stands a gloomy Victorian castle with big doors opening to the street. It's the armory, housing the First Troop, Philadelphia City Cavalry (FTPCC). The organization is a real fighting unit of the Pennsylvania National Guard, participating with distinction in every war America has fought. Originally a horse cavalry, the unit now drives tanks, except for recreation and on ceremonial occasions. It lays claim to being the oldest military unit in America, although there have been several minor name changes since the days when the City Troop accompanied General Washington to take command of the troops in Boston. Their dress uniforms are pretty splashy, especially on horseback, and they have to pay for them, themselves.

Furthermore, they are required to donate all of their military pay toward the upkeep of the unit and its activities. Although the first step in membership is to become a real member of the National Guard, election to the Troop itself is truly an election, carefully screened after prospective members have been observed and evaluated at invited Troop functions. These soldiers are wealthy, athletic, mostly pretty handsome, and almost invariably well-connected socially. You could almost make up the rest from these essential ingredients. This is the innermost core of Philadelphia society, and it is intensely and sincerely patriotic.

Others have noticed that National Guard duty itself takes up many weekends and much of summer vacation. Add to that the many Troop dinners, the horsemanship activities, the debutante balls, the Chesapeake sailing cruises, the national and local ceremonies, the weddings and funerals for members -- and actually fighting wars overseas. The members of the Troop spend so much of their time on Troop-related activities, that they become both intensely loyal to each other, and necessarily somewhat withdrawn from other people. They gravitate to polo, the Racquet Club, the Savoy, the Orpheus, and the financial world.

There may be an important insight into the generation turmoils to be derived from this. There was once a time when most professions likewise absorbed the lives of their members, with professional clubs and entertainments confining the social life of the member by leaving little time for anything else. But in recent years most occupational and professional societies are experiencing a loss of membership and enthusiasm, leading to the bewildered question of "Where are the younger members, any more?" The pre-fabricated answer is that younger people now want to devote their quality time to their families, but if you believe that, you will believe anything. Let's face it; when one activity absorbs all of your time, it confines you. There have to be some important benefits to being so confined, and even so it chafes a little. Those of us who are not baby boomers can see that being a slave to intra-generational consensus is only to be a slave in a different way. The remarkable thing is that the baby boomers fail to see it, themselves.

Who Watches the Watchmen?

The Latin phrase Quis custodies custodies warns that it's pretty hard to find hired agents you can completely trust. Investing for your retirement, you must be careful to avoid excessive transaction fees to pay your agents, and minimize taxes to pay your government to watch your agents, who in turn watch the companies they invest in. Those companies are managed by hired experts , who are selected and overseen by a board of directors. The agents hired by the investors are charged with overseeing this process.

Gradually, the world is coming to accept John Bogle's idea of a market index fund as the best most people can do. Index funds don't even try to tell a good one from a bad one; they just buy them all in proportion to their size (successful companies grow, unsuccessful companies shrivel). Investing in the whole market,an index fund doesn't do much trading, seldom buying or selling. Therefore, it has minimum costs, minimum taxes. As a by-product, it has maximum diversification, hence maximum safety. Low costs and high safety don't automatically give best performance, except that somehow they do. The Index Fund idea just relentlessly outperforms the vast majority of investment advisers, in both up-markets and down-markets. Investment advisers just hate index funds, bad-mouthing them constantly. But if you buy anything else, you had better have a very good reason to do so. The performance of an index is called beta; outperforming the index is called alpha. The sad truth is that most experts have a negativee alpha.

Well, it's just possible that a second Philadelphia-born idea can do the seemingly impossible task of showing a small but consistently positive alpha. The Pitcairn Foundation was created for his family by John Pitcairn, one of the world's all-time champion investors. About fifteen years ago, the Johnny Appleseed spirit caused the Foundation to open up its investment approach to non-family members; they created a public mutual fund company based on the collective ideas and experiences of the Foundation. John Pitcairn bought the Pittsburgh Plate Glass Company, nurtured it to success as PPG Industries, and then eventually sold it, based on the observation that almost no firms, family owned or otherwise, survive more than seventy-five years. Companies should be bought with the intention to sell them, even though they are managed expertly throughout their existence.

The Pitcairn Foundation observed that continuing dominance by a founding family almost always proved beneficial for the running of the company by hired expert managers. Notice that, while nepotism was often a bad thing in the managers, it could be a useful thing in governance. If you go too far with this idea, of course, you may get into the stifling arrogance of family control in European and Oriental firms. Founding family control keeps the managers from over-paying themselves or worse still, under-working themselves. But outside investors better watch these founding families; if you allow the inevitable minority of worthless family members to pilfer the company, you get the same thing at a different level of control, where it is even harder to fire them. There's a good idea here, but it needs a little extra.

After a great deal of intense scholarly work, it was observed that there are about six hundred major American corporations available for public participation where the founding family maintains control. Even this select group comes in two types. About a quarter of them have no "outside" directors other than the family, and the performance of these companies is about 15% worse than the index, suggesting the dominance of playboy directors. In the remaining group, family members only constituted about half of the outside directors. Now, that group of companies regularly perform 15% better than the index. Guess which type you ought to buy as an investor.

So, now we have the Constellation Pitcairn Family Heritage Fund, open to the public as a no-load mutual fund. Its portfolio consists of fifty-five of those six hundred family dominated companies (with a market capitalization of at least $200 million each), selected by the Pitcairn Financial company, entirely owned by the Pitcairn family. As long as it continues to outperform the index by 150 basis points, you can be fairly confident that the principle of family domination will endure, up and down the line. But not exclusively; somewhere it must be mixed with professional management. The family owns the fund manager, which is run by professionals, who watch the governance of the portfolio components, which are run by professional managers, overseen by founding family members on the corporate board -- themselves overseen by an equal number of non-family independent board members. It's like a Calder mobile, which by the way, is still another Philadelphia idea.

If you are looking to get rich fast, this isn't much of an idea. But since the Family Heritage Fund has consistently outperformed the index by 1.5%, it looks as though the advantage of selecting better corporate governance in the portfolio distinctly outweighs the disadvantage of reduced diversification. Maybe that's all it proves, but most of us poor saps don't even know that much.

Lindbergh Baby Kidnapping Trial

Lindberg

In 1935, Bruno Hauptmann was executed for kidnapping the baby of America's "Lone Eagle". Swarms of competing police and reporters made chaos of the scene, and Lindbergh made it all worse by dealing directly with the crime underworld. Even today, some question the guilt of Hauptmann, and even whether the baby is really dead.

We are indebted to George Hawke, who went to prep school near the scene of the crime, for becoming an expert, perhaps the preeminent expert, on the Lindbergh Baby Kidnapping Trial. Charles Lindbergh, the son of a midwest pro-German congressman, flew an airplane alone across the Atlantic in 19271927. He became instantly famous, wrote a best-seller called Alone, became Colonel LindberghLindbergh, married Anne Morrow the daughter of Senator Morrow of New Jersey. That's how in short order they came to settle in Englewood, New Jersey, and also could afford an elaborate country place in Hopewell, Hunterdon County. That put them physically at the northern edge of the Philadelphia region at least on weekends, although psychologically they remained part of the New Yorkscene, where all true publicity hounds seem to gravitate. In 1932 they had a 19-month old son, John, who one evening disappeared from Hopewell, apparently kidnapped.

What followed was a Keystone Kops Komedy in the midst of a publicity storm. The local, county, and state police, plus the FBI struggled with each other for the fame of solving the case. Newspaper reporters from all over the country swarmed down the little country road to set up shop. To illustrate the consequences, a home-made ladder was found sixty feet from the house, but no fingerprints were found by the first investigators. By the time the last investigators were done, the ladder had 150 sets of fingerprints on it. Police involvement on all levels can be summarized as a frenzy to be first to solve the case, followed in time by a frenzy to avoid being known for failing to solve it.

Although most of us eagerly following the case were unaware of it, the Colonel decided to take matters into his own hands. As a new celebrity, he was surrounded by many new best friends, and it was suggested to him that he should put out feelers into the Underground, the Mafia Mob He would pay a ransom, and no questions would be asked. Somehow, a Bronx school principal, Dr. John Condon, was designated to respond to feelers, among them a particularly likely one, who demanded to be met in a cemetery at night. As proof that the baby was still alive, the cemetery lurker sent Dr. Condon the baby's sleeping suit. Ransom was then paid in cash, unmarked, but entirely in gold certificates which stopped being issued after President Roosevelt took us off the gold standard, and the serial numbers carefully recorded. The extortionist then disappeared from sight, and the baby was never heard from again.

As time passed, two things happened. A partially decomposed body was found buried a couple of miles from Hopewell, although it must be admitted it was only a quarter of a mile from an orphanage. The baby's pediatrician could not identify the body, although at the trial others claimed to make such identification. The baby's skull had been fractured, but several detectives had been seen turning it with sticks. The other development was that gold certificates bearing the recorded serial numbers began turning up in the Bronx.

Bruno Richard Hauptmann was apprehended at a filling station after passing a ten dollar bill of the ransom money, and when his house was searched, $14,000 more was found hidden. The police had their man. To say that the house had been searched thoroughly was quite an understatement, but a number of detectives said there was no visible disturbance in the attic. Later on, a rung of the homemade ladder found at Hopewell was found to have exactly the same grain pattern as a piece of attic floorboard, now found to be missing in the Bronx house. Although there was testimony that Hauptmann had been beaten with a hammer, he was deemed a highly suspicious character. He had a criminal record in Germany, and was in this country illegally after jumping ship.

The Trial of Bruno Hauptmann in the Hunterdon County Courthouse at Flemington Flemington was a tumultuous circus. The state of New Jersey spent well over a million dollars on the prosecution, while Hauptmann spent $2900 on his defense, most of it provided by a newspaper, and most of it spent on a defense lawyer who appeared before a jury of farmers dressed in a cutaway, wearing a Carnation and Spats, and who told people in a bar that Hauptmann was anyway guilty. That lawyer seemed visibly inebriated much of the time, and often walked down the main street with a girl on both arms. Miles of new telephone wire were strung into the courthouse area for the reporters, and two switchboards were provided.

There were legal difficulties. At that time in New Jersey, kidnapping was only a misdemeanor, so accidental death in the course of kidnapping was not a capital offense. The Lindbergh Kidnapping Law was hastily enacted to make kidnapping a federal felony, but for the purposes of this trial it was necessary to prosecute Hauptmann for the crime of Burglary of the sleep suit, with accidental death in the course of this burglary. Hauptmann steadfastly, and to some convincingly, denied everything. He was keeping the gold certificates for a friend.

It would not be surprising if the jury was confused by all this, but it looked to them as though Hauptmann was surely guilty of something, perhaps extortion, and for all the jury knew Congress would pass a special law about that, too. The defense did not make enough of the sleep suit, but all the jurors surely knew that such garments could be bought in any department store. There was even some question whether the Lindbergh Baby might not be dead at all, but the fact remained that Hauptmann was definitely guilty of something. He was Electrocuted, and the newspapers made a great fuss about that, too.